
Maintaining healthy gums and teeth is a lifelong commitment. Others take their dental health seriously but some don’t; and to be honest, exposing yourself to proper dental habits early in life can give you the benefits of a good oral and dental health in the long run.
The World Health Organization defines oral health as, a state of being free from chronic mouth and facial pain, oral and throat cancer, oral infection and sores, periodontal (gum) disease, tooth decay, tooth loss, and other diseases and disorders that limit an individual’s capacity in biting, chewing, smiling, speaking, and psychosocial wellbeing. Definitely, oral health goes beyond gums and teeth, affecting a person’s psychosocial state.
At MS Dental, we get the idea of spending and saving money for your dental health so we partnered up with DentiCare and MySmilePlan to give our patients the most flexible payment options.
DentiCare
DentiCare is a company in Australia which supports dental and orthopedic payment plans since 2003. Their dental plans are simple with no complicated finance contracts, credit checks or interest.
Why should you get Denticare:
- Simple and flexible
- No interest rate, only $39 establishment fees payable
- Available on dental treatments over $1000
- You can choose to pay weekly, fortnightly, or monthly. Payable by direct debit from your bank account or credit card. Maximum payment duration is 18 months.
How does DentiCare works:
DentiCare works by accepting the quote your dentist issues and applying it to the DentiCare payment plan. You complete the application form and pay a 20% deposit before starting treatment. A one-off application fee of $39 applies and gets deducted with your first regular debit. The clinic sends your application form to DentiCare for approval, which usually takes 1 to 2 business days. You can pay using cash, EFT debit, or credit card. Once DentiCare approves your application, we can proceed with your treatment. The first debit and establishment fee come from your account on your chosen date. After that, regular debits occur based on your agreed schedule and payment option.

MySmilePlan
MySmilePlan aims to provide clients the dentistry they need when they need it with no interest. MySmilePlan has been working with dentists for interest-free dental payments making dentistry accessible for all.
Why should you get MySmilePlan:
- Simple and flexible
- No interest rate, only $39 establishment fees payable
- Available for all dental treatments whatever the cost
- Payments are on a fortnightly credit card payment over 3, 9 or 15 months depending on your dental treatment plan value
Dental Treatment Plans available:
- Dental treatment up to the value of $500 with payments spread over 3 months
- Dental treatment up to the value of $2,000 with payments over 9 months
- Dental treatment up to the value of $9,000 spread over 15 months
How does MySmilePlan works:
MySmilePlan covers general, cosmetic, and specialist dental services, with a simple application process completed at the clinic in just 2 minutes. After your consultation and acceptance of the treatment plan, you provide a photo ID, credit card, and contact details. The clinic then enters your details and completes a quick 2-minute credit check. The credit check is not income tested, so you do not need to provide payslips.
You then pay a one-time $39 establishment fee and a 20% deposit for your treatment. The remaining balance is spread across interest-free fortnightly payments. Repayment terms depend on the amount: up to 3 months for amounts up to $500, 9 months for amounts up to $2,000, and 15 months for amounts up to $9,000.

Dental payments are now easier and more flexible in MS Dental. Call our staff today for more information.



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