We Care
Our Cardiff dentists and the rest of the team treat you like family, and loads of our patients have trusted us with their teeth for years now.
653+ Reviews
Trusted dentist in Cardiff, NSW
Dentistry with Care
MS Dental is a family-run dentist in Cardiff NSW. You'll spot us on Newcastle Street, and we look after families right across Cardiff, Glendale and the wider Lake Macquarie and Newcastle area. It's all under one roof. Our Cardiff clinic sorts out your everyday check-ups and cleans, emergency dental care, cosmetic dentistry, kids' dentistry and orthodontics, and you also get a team that actually bothers to know you. We're a dentist Cardiff folks trust. We take every private health fund, we bulk bill eligible kids, and we're a preferred provider for HCF, Westfund, CBHS and SMILE.
$295 new-patient check-up
All private health funds welcome
Higher Benefits with HCF, Westfund, CBHS & Smile
CDBS bulk billed children
Cardiff Clinic
Mon–Fri 9:00 AM – 5:30 PM
Saturday 9:00 AM – 4:00 PM
20 Newcastle Street, Cardiff
5,000+
Happy Patients
10+
Years Of Dental Excellence
4.9/5
Average Patient Rating
10,000+
Successful Treatments
99%
Patient Satisfaction
Dentistry with care
Treating you the way we’d want our own family treated
At our Cardiff clinic, we look after patients the way we'd want our own family looked after. That means carefully and honestly. No hurry. The clinic on Newcastle Street has modern gear, but it's the people running it who really make the difference. As a trusted dentist in Cardiff NSW, we offer gentle hands and plain explanations, plus the time to actually answer the questions you've been sitting on. Maybe it's your toddler's first visit. Maybe it's your own check-up that you've been dodging for way too long. Either way, you're in good company at our Cardiff dental clinic.
Ready when you are - book online or call (02) 4954 7722.
Trusted by local familiesGentle care for every generation
Our Commitment
Why choose MS Dental for your Cardiff dentist?
Patients choose our Cardiff clinic because we combine genuine, gentle care with the full range of treatments families need - all in one place. Our approach to dentistry in Cardiff rests on three commitments.
Gentle Dentists
We carefully choose dentists who are gentle and patient, because we understand how important it is for you to feel relaxed in the chair at our Cardiff clinic.
Stress-Free Experience
Our Cardiff clinic is equipped with modern technology in a calm, welcoming environment, so visiting the dentist feels easy rather than daunting.
What sets us apart
What makes our Cardiff dental clinic different?
MS Dental is independent and family-run. We're not some corporate dental chain. That independence colours everything we do at our Cardiff clinic - from the time we actually sit with you, right down to how we map out your treatment.
Decades of trusted care in Cardiff
Our Cardiff practice continues a dental clinic the Ell family established in the suburb, now part of the wider MS Dental group - experience you can feel in every appointment. Easy to find on Newcastle Street, with interest-free payment plans.
New patients welcome
A familiar local landmark
Easy to find on Newcastle Street - interest-free payment plans.
Every treatment under one roof
From a routine clean to implants, dentures and cosmetic work, our Cardiff dentists keep you with a team that already knows your history.
Modern technology
Our Cardiff clinic offers AIR-FLOW® biofilm and stain removal (available at Cardiff) alongside contemporary diagnostic equipment.
Care for anxious and younger patients
Gentle technique, clear explanations and a calm environment make our Cardiff dentist a comfortable choice for nervous adults and children alike.
Affordable and flexible
Our Cardiff clinic welcomes all private health funds, bulk bills eligible children, and offers interest-free payment plans.
Local care advantage
The benefits of choosing a local dentist in Cardiff NSW
Choosing a dentist close to home in Cardiff means easier appointments and more consistent care. Here's what choosing a local dentist in Cardiff NSW means in practice for you and your family.
Care that fits around your family
At our Cardiff clinic, you can use any private health fund. We bulk bill eligible kids too. And if money's tight, we've got interest-free payment plans ready to go.
Convenience
A local Cardiff clinic on Newcastle Street makes school-hour, work-break and after-school visits simple to schedule.
Continuity of care
Seeing the same trusted Cardiff team over time supports better long-term oral health and earlier detection of problems.
Faster help in an emergency
A nearby emergency dentist in Cardiff means quicker relief for toothache, swelling or a knocked-out tooth.
Whole-family appointments
Children, parents and grandparents can all be seen at one familiar Cardiff clinic.
Preventive focus
Regular check-ups and cleans at our Cardiff dentist help you avoid more costly treatment later.
What we do
Comprehensive dental services
Our Cardiff clinic offers a wide variety of dental services for your needs, so no patient is ever left untreated. Private health funds and interest-free payment plans are available at our Cardiff dentist for flexible payment.
General & preventive dentistry
- General check-up & clean - routine examinations to keep teeth and gums healthy.
- Recall examinations - regular reviews so problems are caught early.
- Gum disease treatment - care for bleeding, swollen or receding gums.
- AIR-FLOW® biofilm removal - gentle, deep cleaning (available at our Cardiff clinic).
- Fillings - tooth-coloured restorations for decay or chips.
Restorative dentistry
- Crowns - strengthen and protect damaged teeth.
- Bridges & Maryland bridges - replace missing teeth.
- Dentures - full and partial options.
- Dental implants - a long-term replacement for missing teeth.
- Root canal treatment - save an infected tooth and relieve pain.
Cosmetic dentistry
- Teeth whitening & Zoom whitening - brighten your smile safely.
- Veneers - reshape and refine the front teeth.
- White spot treatment - improve the appearance of enamel marks.
- Gum lifts, reshaping & contouring - refine an uneven or gummy smile line.
Orthodontics & alignment
- Teeth straightening without braces & clear aligners - discreet, removable straightening.
- Orofacial Myofunctional Therapy (OMT) - retraining of oral muscle habits.
Children's dentistry
- Children's dentistry - gentle, friendly care for younger patients.
- Child dental - bulk billed - under the Medicare CDBS for eligible children aged 2–17.
- Custom-fitted mouthguards - protection for junior and adult sport.
Emergency, endodontic & laser
- Emergency dentistry - same-day care for dental emergencies (available at our Cardiff clinic).
- Toothache relief - prompt diagnosis and pain relief.
- Wisdom tooth extractions - assessment and removal.
Step by step
What to expect at your first visit
Your first appointment at our Cardiff clinic is unhurried and thorough. Here's what the process looks like when you visit our Cardiff dentist.
1
Warm welcome
Our Cardiff reception team greets you and confirms your details and any health-fund or Medicare information.
2
Listening to you
Your Cardiff dentist asks about your concerns, dental history and goals before any treatment begins.
3
Comprehensive examination
We check your teeth, gums and bite, and take X-rays where needed to see the full picture.
4
Clean & preventive advice
For most check-ups this includes a professional clean, fluoride and tailored home-care guidance.
5
A clear treatment plan
If further care is needed, we explain your options, the steps involved and the costs up front - no surprises.
6
Booking your next steps
We schedule any follow-up appointments and recall reminders so your Cardiff dental care stays on track.
Save on your care
Current offers at MS Dental Cardiff
Our current offers at the Cardiff clinic are subject to availability, so please confirm the details when you book your Cardiff appointment.
Referral Program
Refer a friend to our Cardiff clinic - both of you save 10%
Refer a friend to our Cardiff dentist and you could both receive a 10% discount on your next appointment.
Terms & Conditions
Terms and conditions apply - ask our Cardiff team about the program. Appointments must be confirmed 24 hours prior or the appointment may be reallocated to emergency patients. Only one 10% discount is redeemable per patient. The discount is valued up to $50 and cannot be used in conjunction with any other offer. A minimum spend of $300 applies. The discount must be used before the valid date shown on the card, and the referral card must be presented at the clinic. The new patient must redeem their voucher first before the existing patient becomes eligible.
Whitening Special
White for Life - Zoom teeth whitening in Cardiff
Brighten your smile with our White for Life whitening package at our Cardiff clinic: in-chair treatment, take-home kit and a free refill syringe.
Terms & Conditions
Terms and conditions apply - book a whitening consult in Cardiff to find out more. Your White for Life package includes:
- One Zoom In-Chair Whitening treatment
- A customised take-home whitening kit
- One complimentary whitening syringe at each routine dental check-up and clean appointment
To remain eligible for the White for Life program:
- You must complete both the Zoom In-Chair Whitening treatment and the take-home whitening program as recommended by your dentist.
- You must attend regular dental check-up and clean appointments every 6–12 months.
- Appointments must be confirmed at least 24 hours prior to the scheduled appointment. Unconfirmed appointments may be reallocated.
Offers vary over time - please confirm current availability with our Cardiff team. Interest-free payment plans are available year-round.
Take a look around
Inside our Cardiff clinic
A calm, modern and welcoming space at our Cardiff clinic - from the waiting room to the surgery - designed to make every visit comfortable.
Meet the team
Dentists in Cardiff
Our Cardiff dentists are university-qualified, registered dental professionals - all registered with the Dental Board of Australia through AHPRA and committed to ongoing professional development.
MS
Principal Dentist & Founder (Cardiff)
Dr Monika Shah
Bachelor of Dental Surgery (2006) · Leads the clinical team
Dr Monika Shah founded MS Dental and has built it into a trusted family practice for the Cardiff and Newcastle community. She earned her Bachelor of Dental Surgery in 2006 and completed her Australian Dental Council examinations after moving to Australia in 2007. She leads the clinical team with a calm, gentle and patient-focused approach that puts even the most nervous Cardiff patients at ease.
10+Years leading MS Dental
2006Bachelor of Dental Surgery
3Newcastle clinics
AHPRADEN0001406036
ME
Cardiff Dentist
Dr Michael Ell
Bachelor of Dental Surgery · University of Sydney (1981)
Dr Michael Ell has cared for Cardiff families for decades. He graduated from the University of Sydney in 1981, trained in the dental department at Royal Newcastle Hospital, then practised in Cardiff for many years before joining MS Dental in 2017 - continuing a dental practice his family established in the suburb. Few dentists know Cardiff's families the way he does.
- BDS, University of Sydney (1981)
- Decades of dentistry in Cardiff
- AHPRA No. DEN0001160165
AP
Dentist (Cardiff)
Dr Arti Patel
Bachelor of Dental Surgery (2007)
Dr Arti Patel joined MS Dental in 2016 and cares for patients at our Cardiff clinic. She practised across several private practices before settling in Australia, and she's known for making Cardiff patients feel comfortable and for laying out every option clearly.
- BDS (2007)
- Patient-comfort focused
- AHPRA No. DEN0001646929
NK
Dentist - Fletcher, Cardiff & Mayfield
Dr Nikhil Kapoor
Bachelor of Dental Surgery · James Cook University
Dr Nikhil earned his Bachelor of Dental Surgery from James Cook University in 2019 and gained broad experience treating patients across regional Australia.
- BDS, James Cook University (2019)
- Regional Australia experience
- AHPRA no. DEN0002459331
NA
Oral Health Therapist - Cardiff & Fletcher and Mayfield
Natasha
Bachelor of Oral Health Therapy · University of Sydney
Natasha holds a Bachelor of Oral Health Therapy from the University of Sydney (2021) and a Diploma in Oral Health Therapy from Nanyang Polytechnic, Singapore (2016).
- BOHTh, Univ. of Sydney (2021)
- Diploma, Nanyang Polytechnic (2016)
- AHPRA registered
Registered & accredited. All MS Dental dentists are registered with the Dental Board of Australia through AHPRA. Our Cardiff practice follows the Australian Charter of Healthcare Rights.
Transparent pricing
Fees, health funds & payment plans
We keep dental care affordable and transparent for Cardiff families.
Patient type
What is included
New Patient
$295 - covers your examination, clean, fluoride treatment and two X-rays, payable in full.
With a health fund
Your fund covers a percentage of the fee. The amount depends on your fund and level of cover; you pay the remaining gap. We claim on the spot via HICAPS at our Cardiff clinic.
With a preferred-provider fund
As a preferred provider for HCF, Westfund, CBHS your routine check-up and clean may be covered with little or no out-of-pocket cost, up to your annual limits. X-rays and fluoride may be included too, depending on your fund. On other treatments, you receive a higher rebate, so you pay less.
ChildrenCDBS eligible
We bulk bill up to your child's available Medicare CDBS balance.
Flexible payment plans for Cardiff patients
For bigger treatments at our Cardiff clinic, we offer interest-free and flexible payment options, including DentiCare, Afterpay and the National Dental Plan. If you hold a concession card, ask our Cardiff reception about our discounts too.
Visit us
Find our Cardiff clinic
Our Cardiff clinic is at 20 Newcastle Street, Cardiff NSW 2285 - in the heart of Cardiff and easy to reach from across Lake Macquarie and the western Newcastle suburbs.
MS Dental Cardiff
Address20 Newcastle Street, Cardiff NSW 2285
Phone(02) 4954 7722
Email[email protected]
HoursMon–Fri 9:00 AM – 5:30 PM
Sat 9:00 AM – 4:00 PM
Sun closed
Sat 9:00 AM – 4:00 PM
Sun closed
Local coverage
Areas we serve near Cardiff
Our Newcastle Street clinic is a convenient choice for patients across Cardiff and Lake Macquarie. If you're searching for a "dentist near me" in any of these suburbs, our Cardiff clinic is easy to reach.
Cardiff
Cardiff Heights & Cardiff South
Glendale
Macquarie Hills
Boolaroo & Speers Point
Edgeworth
Charlestown
New Lambton & Kotara
Good to know
Frequently asked questions
Quick answers about visiting our Cardiff clinic. Can't find what you're looking for? Just give our Cardiff team a call.
Where is the MS Dental Cardiff clinic located?
Our Cardiff clinic is at 20 Newcastle Street, Cardiff NSW 2285, in the heart of Cardiff near the local shops and public transport.
What are your Cardiff opening hours?
Our Cardiff dentist is open Monday to Friday 9:00 am–5:30 pm and Saturday 9:00 am–4:00 pm, and closed Sundays.
Do you offer emergency dental care in Cardiff?
Yes. If you call our Cardiff clinic early with toothache, swelling, or a broken or knocked-out tooth, we'll do our best to see you the same day.
How much does a dental check-up cost in Cardiff?
A new-patient check-up at our Cardiff clinic is $295 (please confirm current pricing), covering your examination, clean, fluoride and two X-rays. With extras cover it may cost less, and HCF, Westfund, CBHS and SMILE members may have little or no gap.
Do you treat children, and can they be bulk billed?
Yes. Our Cardiff clinic treats children of all ages and bulk bills eligible kids aged 2–17 under the Medicare Child Dental Benefits Schedule (CDBS).
Do you accept my private health fund?
Yes. Our Cardiff clinic welcomes all private health funds and claims your rebate on the spot through HICAPS. We're a preferred provider for HCF, Westfund, CBHS and SMILE.
Can I straighten my teeth without metal braces?
Yes. Our Cardiff dentists offer discreet clear aligners and brace-free straightening options - book a consultation in Cardiff to see what suits you.
Are you accepting new patients in Cardiff?
Yes, our Cardiff clinic welcomes new patients of all ages. Call (02) 4954 7722 or book online to get started.
Still have a question?
Our friendly Cardiff team is happy to help - call us or book online any time.
Get in touch
Book an appointment or ask us anything
Our friendly Cardiff team is ready to help - whether you'd like to book, have a question about a treatment, or want to know about our current offers. We'll get back to you within the hour.
Reply within 1 business hour
We aim to respond fast during clinic hours.
All health funds welcome
We accept all private funds & bulk-bill eligible children.
New patients always welcome
Adults, children, and families - no referral needed.
Interest-free payment plans
Spread the cost with easy, flexible payment options.
All Health Funds
Flexible Plans
Same-Day Emergencies
Send us a message
We'll get back to you as quickly as possible.
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